Fees (and how to avoid them)

We aim to always price our fees fairly, which is one of the reasons why people switch to us. Of course we do have fees, but we'll actively show you how to avoid paying any unnecessary ones.


Fee Exemptions

Smart ways to save time and money

Good money management tips. Read more

LoadedTM Everyday card

LoadedTM Everyday card fees and limits. Read more

All rates are subject to change.

Your Loadedtm Everyday card is issued by Kiwibank Limited and distributed by The Co-operative Bank. Funds transferred to your Loaded Everyday card are held by Kiwibank Limited. Kiwibank’s Disclosure Statement is available from your local Kiwibank or at www.kiwibank.co.nz. The Kiwibank “Loaded” names, logos and related trade marks and services marks are owned by Kiwibank Limited.

Terms and conditions apply to the issue and operation of Loaded Everyday cards and accounts.