No fees on an everyday account

If you’re studying full-time at a recognised New Zealand tertiary institution enjoy no transaction fees on your everyday account.

Debit Mastercard® fee waiver

You’ll be able to grab a Debit Mastercard with no annual fee. Our Debit Mastercard has Tap & Go on purchases of $200 or less and will let you make purchases online or over the phone, worldwide.

Get a great interest rate

Saving while you're studying is tough, so take advantage of our Dosh account, offering you one of the highest savings interest rates in the market for savings up to $4,000.

Things to love

  • Making ends meet while you're a student can be tricky. You can apply for a Co-op interest-free overdraft of $1,000 with no set-up fees.
  • If you’ve moved out of home and are now flatting, you may want to consider contents insurance to protect your belongings.
  • Check your balance, manage your payments and track purchases on the go via our Internet Banking or Mobile app.
Student sitting in a booth

Join us from home

If you’ve got your NZ Passport or NZ Driver Licence handy, you’re set to join us via our Mobile App.

Join us online

Visit your local branch

To set up a Tertiary Account you’ll need to book an appointment at your local branch.

Branch finder