NZ-wide maintenance: 24-25 October 2026
Due to industry-wide scheduled maintenance, payments sent from one NZ bank to another will be delayed between 10.45pm this Saturday 24th October and 12.00pm Sunday 25th October. These will be processed from 12.00pm on Sunday. Payments between Co‑operative Bank accounts and those to BNZ accounts are unaffected.
No fees on an everyday account
If you’re studying full-time at a recognised New Zealand tertiary institution enjoy no transaction fees on your everyday account.
Debit Mastercard® fee waiver
You’ll be able to grab a Debit Mastercard with no annual fee. Our Debit Mastercard has Tap & Go on purchases of $200 or less and will let you make purchases online or over the phone, worldwide.
Get a great interest rate
Saving while you're studying is tough, so take advantage of our Dosh account, offering you one of the highest savings interest rates in the market for savings up to $4,000.
Things to love
- Making ends meet while you're a student can be tricky. You can apply for a Co-op interest-free overdraft of $1,000 with no set-up fees.
- If you’ve moved out of home and are now flatting, you may want to consider contents insurance to protect your belongings.
- Check your balance, manage your payments and track purchases on the go via our Internet Banking or Mobile app.