Earn while you learn

Young people are our future and we think it’s important to teach them about saving and how a great interest rate can help their money grow.

Build your savings

Choose from a Dollars and Sense account (for 0-12 year olds) or a Dosh account (for 13-17 year olds)*. There’s no minimum balance required so every dollar saved earns interest, with the first $4,000 earning one of the highest interest rates in the market for youth accounts.

Keeping things fair - no fees!

Under 18 year olds aren’t charged account, transaction or service fees** on any accounts they have with us. That means no withdrawal fees if they dip into their savings – after all, they’re still learning!

Give them access as they grow

  • Once they’ve learned the ropes around managing money, as the parent or guardian you’ll have the option to give your young one more access to the account.
  • This includes full internet banking access, an EFTPOS or Debit Mastercard®^.
  • You’ll also be able to view their balances and transactions via your own internet banking.
Young boy smiling