Be prepared before you hit the road.
Car insurance is a smart move. It helps to cover you if the unexpected happens or if there's an accident on the road. Get cover for your car by choosing one of our three flexible policy options. You can customise your cover and only pay for what you need. You can manage both your banking and insurance with our mobile app and internet banking.
Choosing the cover to suit your needs
It is important to clearly understand the different levels of cover so you can make the right decision to suit your needs.
Comprehensive
Comprehensive cover will cover you for accidental loss or damage to your car, as well as damage you cause to someone else’s vehicle or property. You can also purchase optional benefits such as Roadside Rescue and Excess-free glass.
Third Party, Fire and Theft
Third Party, Fire & Theft cover will cover you for theft (including attempted theft) and fire damage to your car, damage to your car caused by an uninsured driver and cover if you cause damage to someone else’s vehicle or property. You can also purchase optional benefits such as Roadside Rescue and Excess-free glass.
Third Party Only
Third Party Only cover will cover damage to your car caused by an uninsured driver and cover if you cause damage to someone else’s vehicle or property. You can also purchase optional benefits such as Roadside Rescue and Excess-free glass
Compare your cover options
| What we cover | Comprehensive | Third Party, Fire and Theft | Third Party Only |
|---|---|---|---|
| Sudden and accidental loss of or damage to your vehicle | Yes | Fire, theft and attempted theft and ‘Uninsured motorist damage’ benefit only | Uninsured motorist damage’ benefit only |
| Legal liability | Yes | Yes | Yes |
| Repair guarantee on repairs by our preferred repairers as part of your claim, while you own your vehicle | Yes | Yes | Yes |
| Incorrect fuel | Yes | No | No |
| Replacement of keys and locks (excess-free for claims up to $500) | Yes | No | No |
| Roadside Rescue Optional benefit available to purchase. | Available to purchase | Available to purchase | Available to purchase |
| Trailer | Available to purchase | No | No |
Get a quote
If you are an existing Co‑operative Bank customer, you can get a quick quote online through your IAG insurance hub, accessed through the Open & Apply menu in our mobile app or internet banking.
Or, if you would prefer to speak with someone, you can call us on 0800 554 554.
If you are looking to join the bank, you can get started online.
Roadside Rescue
Roadside Rescue is an optional benefit that can be purchased. Adding the benefit to your policy can give you comfort when out and about and get you moving again.
With Roadside Rescue;
- assistance is available 24/7 for you, or anyone driving your car
- you’re eligible for up to 5 call-outs each year
- you can receive up to 5 litres of emergency fuel (petrol or diesel)
- you can have your car towed to a repairer if you have broken down
- if your car is electric or hybrid - Roadside Rescue can deliver a fast charge or take you to a near charging station.
- you can get help back into your car if your keys are locked inside.
You can add this optional benefit via the IAG insurance hub. For more information, visit the Roadside Rescue terms and conditions.
If you have Roadside Rescue and need help, call 0800 COOP RR (0800 266 777)
How premiums are calculated
Insurance premiums are reviewed and calculated each year to account for any changes to the cost of providing cover. You can learn more about personalised pricing and what makes up your premium here.
Need to make a claim?
Call the IAG Claims Team
- Monday to Friday, 8am to 6pm
- Closed Saturday, Sunday and public holidays
For commercial insurance claims call
- Monday to Friday, 8am to 5pm
- Closed Saturday, Sunday and public holidays
General enquiries
Call the IAG Sales and Service Team
- Monday to Friday, 8am to 5pm
- Saturday and Sunday, 9am to 5pm
- Closed on public holidays
Managing your insurance online
You can manage your insurance(s) online using your IAG insurance hub, available through our mobile app and internet banking. You can:
- get a quote or buy insurance
- update your sums insured, excess amount, and add or remove optional benefits
- make a premium payment or change your payment plan
- view and download your insurance documents
Home
Your home is likely to be your biggest asset, so it’s important to make sure you are covered for sudden or accidental damage to your home so you and your family can get back on your feet.
Contents
The things inside your house are what makes it a home. Cover for your personal belongings, so you can recover in the event of a natural disaster, accident or burglary.
Landlord's
Cover for your rental property with insurance that’s tailored specifically to landlords.
Life and living insurance
Life insurance, with optional trauma cover that can provide financial protection for you and your loved ones even if the worst happens.
The Co-operative Bank General Insurance is arranged and distributed by The Co-operative Bank Limited and underwritten by IAG New Zealand Limited (IAG). When making decisions about insurance you should read the policy wording at co-operativebank.co.nz/iaginsurancepolicy.
The Co-operative Bank does not provide financial advice in relation to The Co-operative Bank Limited General Insurance. IAG has a relationship with The Co-operative Bank to provide insurance policies to their customers. If you purchase an insurance product underwritten by IAG from The Co-operative Bank, IAG pays the Bank commissions and other fees for its services.
For a copy of IAG’s disclosure information go to iag.co.nz/financial
Check out Co‑operative Life's Financial Strength Rating & Solvency here. When making decisions about insurance you should read the policy wording here.