Term Deposit
Lock in a fixed rate from day one. Choose the term and interest option that suits your plans. Clear, predictable and easy to manage.
4.10% p.a.
for 12 months- Terms from 1 - 48 months
- Choose to earn an income from your investment or grow with quarterly compounding interest
- Open and manage easily in our mobile app or internet banking
- No establishment or management fees
Step Saver
Rewards your saving progress. Earn bonus interest when your balance grows over the month and the bonus conditions are met.
2.40% p.a.^
0.60% standard interest
1.80% bonus interest
- Allows you to build your savings over time
- Earn competitive bonus interest, even with one withdrawal a month^
- No minimum deposit
- No monthly fees
- Enjoy 24/7 access to your money via our mobile app or internet banking
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Important information
- ^Bonus interest of 1.80% p.a. is paid when your balance (excluding any interest paid) is higher at the end of the month than at the start, and you make no more than one withdrawal. If your account has been open for less than one month, your starting balance is the balance on the date the account was opened. If you make more than one withdrawal, only the standard rate applies.
- A “month” runs from 8pm on the last day of each calendar month to 7.59pm on the last day of the next month.
- To make payments to another bank from Step Saver, you’ll need an Everyday account with us. Move money from Step Saver to your Everyday account first, then make the payment from there.