ATM withdrawals
Other bank branded ATMs
Co-operative Bank customers can use any other bank branded ATMs nationwide (with our usual fees).
Additionally, some stores, such as supermarkets, allow customers to withdraw cash when making a purchase.
Independent ATMs - non-bank branded
Some independent (non-bank branded) ATMs may charge a fee for cash withdrawals.
Where a fee applies, you will be advised on screen and prompted to accept or reject it before continuing.
ATM deposits
At this point in time, making cash deposits to ATMs is unavailable.
Purchasing
EFTPOS card
Our EFTPOS card can be used to make purchases and cash withdrawals from retailers and ATMs all over New Zealand.
Debit Mastercard and Fair Rate Credit Card
Make purchases in shops, online, or over the phone, anywhere in the world that Mastercard is accepted. Enjoy the convenience of Tap & go™ contactless payments for purchases under $200.